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Accidental death. In the event of an accidental death, this insurance will pay benefits in addition to any life insurance but only up to a set amount total regardless of any other insurance held by same insurer, held by the client. This is called dual indemnity coverage and is often available even when accidental death insurance is merely an add-on to a regular life insurance plan. An accident is an unintended, normally unwanted event that was not directly caused by humans. The term accident implies that nobody should be blamed, but the event may have been caused by unrecognized or unaddressed 1cideca.top researchers who investigate unintentional injury avoid using the term accident and concentrate on factors that increase risk of severe injury and that reduce injury incidence and. benefits provided through the N.C. State Health Plan, NCFlex state insurance plans, and other University-sponsored programs. These programs are designed to permit you to tailor a benefits package that best meets the needs of you and your family. This guide provides an overview of the plans available through NCFlex. You may enroll in any or.

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